Janine Kempfer has almost 30 years of entrepreneurial experience in the franchise, real estate and mortgage industries.

Ms. Kempfer has always had an entrepreneurial spirit.  Her business ownership career began in residential real estate where she successfully built two independently owned and operated brokerages in both real estate sales and mortgage finance.  Franchise ownership soon followed.

Today, Janine is the President and owner of Prime Mortgage, LLC located in Greenwood Village, CO.  Prime Mortgage is licensed in Colorado, Florida, and Georgia.  Ms. Kempfer’s passion is to make sure everyone who wants to buy a home has a good chance of obtaining one through fair lending and community outreach.

In September 2023, Janine founded the Keystone Mortgage Academy, bringing more people of color into the mortgage industry to help close the gap in minority homeownership through education and representation. 

Currently, Janine serves as VP of Impact with the largest national mortgage association – AIME (Association of Independent Mortgage Experts).  Her job is to make sure underserved and underrepresented communities are acknowledged and served by developing meaningful programs through the national mortgage broker channel. 

Mrs. Kempfer lives in Denver Colorado with her husband Kurt – affectionately call Irondog.  They have been married for 16 years. Together they have 3 grown children and 5 grandchildren.  She enjoys everything related to fitness. Janine has completed several triathlons including a full Ironman triathlon.

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