As Halloween approaches, independent mortgage brokers and real estate agents can embody the festive holiday spirit with funny, creative costumes that are themed around the wholesale mortgage industry. Whether you’re attending a Halloween party, hosting an event, or simply looking to spread some Halloween cheer, these mortgage-themed DIY costumes will help you stand out while celebrating your profession. Here are ten costume ideas, complete with easy-to-find items to complete each look. 

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1. House Hunter

Channel your inner explorer with this playful costume!

This costume is not only fun and good in groups, but it also reflects all the hard work that brokers and agents do when assisting their clients in finding their dream homes, helping homebuyers navigate the complex homebuying safari of purchasing a home.

Items Needed:

• Khaki shorts or pants
• A plaid shirt or safari-style top
• A wide-brimmed hat
• Binoculars (real or toy)
• A magnifying glass
• A clipboard with a “House Hunting Guide” printed on it

2. Classic 1950s Housewife

Step back in time with this retro look that celebrates the classic homemaker!

As independent mortgage brokers, you help families achieve their dreams of homeownership. This costume serves as a playful, stylish reminder of the history and importance of American homemakers.

Items Needed:

• A vintage-style dress (think polka dots or floral patterns)
• An apron (preferably colorful)
• A pearl necklace
• A headband or hair ribbon
• A wooden spoon or a vintage cookbook

3. Vampire Landlord

Get spooky with a twist on the traditional vampire costume!

This costume is a humorous take on the often scary reality of being, or dealing with a landlord. This playful take on a vampire alludes to the often painful responsibilities of property management and home renting.

Items Needed:

• A classic black-collared cape
• A black suit or formal attire
• Vampire fangs
• A “Rent Due” signbb
• A set of keys (real or toy)

4. Architect

Show off your creative side as a fashionable architect!

This costume represents the creativity and planning involved in building homes, while poking fun at the artistic, analytical eye required to design homes and renovations. As mortgage brokers, you assist your clients in getting the financing they need for such projects, making this costume both relevant and cathartic for anyone who built or renovated their home. Bonus points for calling out the architectural elements of the building you’re in! 

Items Needed:

• Tailored, simple outfit
  • If you want a more ‘artistic’ version, a black turtleneck and large-rimmed glasses
• A hard hat (optional for a fun twist)
• A set of blueprints (printed or drawn)
• A pencil behind your ear
• A ruler and protractor as props

5. Contractor

The perfect costume for those with a hands-on approach!

This costume symbolizes the hard work that goes into home construction and renovation. As a mortgage broker, you play a vital role in connecting and referring clients with the resources they need to fund their building projects.

Items Needed:

• A bright yellow hard hat
• A plaid shirt
• Overalls or denim jeans
• A tool belt (with toy tools)
• A plush or toy construction vehicle (like a truck or bulldozer)

6. Houseplant

Embrace your inner greenery with this quirky and vibrant costume!

This costume celebrates the indoor gardening trend and represents a nurturing home environment. Just like a houseplant needs care and attention, so do your clients when navigating the homebuying process. For a spooky twist, consider a large Venus Flytrap!

Items Needed:

• Green clothing (pants and a shirt)
• Fake leaves or fabric cutouts to attach as “leaves”
• A flower pot (worn around your waist)
• A watering can (as a prop)
• A headpiece made of your cutout flowers and leaves

7. Mortgage Calculator

Show off your mortgage calculation prowess!

This costume embodies the analytical side of being a mortgage broker. As a vital resource for clients looking to understand their financing options, showcasing your role as a “Mortgage Calculator” can be both fun and informative. Be ready to do some math on the fly!

Items Needed:

• A cardboard box painted to resemble a giant calculator
• Decorative buttons and a screen displaying mortgage calculations
• A pencil and notepad for jotting down notes
• A sign that says “Calculate Your Mortgage!”

8. Curb Appeal (Group Costume)

Gather your peers for a team costume to show off your home aesthetics!

This group costume showcases the importance of first impressions of real estate. Curb appeal plays a significant role in attracting potential buyers, making this a fitting theme for a group of mortgage industry professionals.

Items Needed:

• Colorful clothing decorated with fake flowers and greenery
• Small decorative items like a welcome mat or mailbox
• Signs that read “Curb Appeal” for each member
• Optional props like small garden tools (trowel, watering can)

9. Neighborhood Watch (Group Costume)

Promote community safety with this fun group ensemble!

This costume both emphasizes and parodies the importance of community and neighborhood safety, reflecting the trust and relationships mortgage brokers build within their communities.

Items Needed:

• Casual outfits (matching shirts preferred)
• “Neighborhood Watch” badges or shirts
• Binoculars and clipboards with neighborhood maps
• Toy walkie-talkies for communication

10. House of Cards (Group Costume)

Get creative with this imaginative group costume that plays on words!

This group costume brings a playful touch to Halloween while emphasizing teamwork and collaboration in the mortgage and real estate industries.

Items Needed:

• A sign that reads “House of Cards” for the group
• Cardboard cutouts of playing cards (like hearts, spades, etc.)
• A large cardboard structure shaped like a house made of oversized cards
• Crowns made of playing cards for each member